/* Insights extension only. Existing approved body layouts and media stay intact. */
.insights-intro{padding:66px 0 54px;background:linear-gradient(110deg,#f0f5fb,#fff 74%);border-bottom:1px solid var(--line)}
.insights-intro h1{max-width:1020px;font-size:clamp(38px,4.2vw,58px);line-height:1.12;margin:0 0 22px}
.insights-intro .lead{max-width:760px;margin-bottom:0}
.insights-breadcrumbs{margin-bottom:28px;color:var(--body);font-size:14px;display:flex;gap:9px;flex-wrap:wrap;align-items:center}
.insights-breadcrumbs a{color:var(--blue);text-underline-offset:4px}
.insights-breadcrumbs [aria-current]{max-width:100%;overflow-wrap:anywhere}
.insights-kicker{color:var(--blue);font-size:12px;font-weight:700;letter-spacing:1.3px;text-transform:uppercase;line-height:1.7}
.insights-feature{display:grid;grid-template-columns:1.05fr 1fr;align-items:center;gap:54px}
.insights-feature h2{font-size:42px;line-height:1.15;margin:14px 0 20px}
.insights-feature h2 a{color:var(--navy);text-decoration:none}
.insights-feature h2 a:hover{text-decoration:underline;text-underline-offset:5px}
.insights-feature .text-link{display:inline-flex;min-height:44px;align-items:center;margin-top:13px}
.insights-visual{margin:0;background:#e9f0f8;border:1px solid #ccd9e8;overflow:hidden}
.insights-visual img{width:100%;height:auto;display:block}
.insights-meta{display:flex;flex-wrap:wrap;gap:10px 22px;font-size:14px;color:#3d5067;margin:18px 0 0;align-items:center}
.insights-meta a{color:var(--blue);text-underline-offset:4px}
.insights-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.insights-card{border:1px solid var(--line);background:white;display:flex;flex-direction:column;min-width:0}
.insights-card img{display:block;width:100%;height:auto;aspect-ratio:5/3;object-fit:contain;background:#e9f0f8}
.insights-card-content{padding:27px;display:flex;flex-direction:column;flex:1}
.insights-card h3{font-size:27px;line-height:1.22;margin:10px 0 15px;overflow-wrap:break-word}
.insights-card h3 a{color:var(--navy);text-decoration:none}
.insights-card h3 a:hover{text-decoration:underline;text-underline-offset:5px}
.insights-card p{font-size:16px;line-height:1.65;margin:0 0 20px}
.insights-card .insights-meta{font-size:13px;margin-top:auto}
.insights-card-link{display:inline-flex;align-items:center;gap:8px;min-height:44px;margin-top:12px;color:var(--blue);font-size:14px;font-weight:700}
.insights-topics{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:25px}
.insights-topic{border-top:2px solid var(--blue);padding-top:22px}
.insights-topic h3{font-size:26px;line-height:1.25;margin-bottom:15px}
.insights-topic a{display:block;min-height:44px;line-height:1.6;padding:9px 0;color:var(--blue);font-size:16px;text-underline-offset:4px}
.insights-service-links{display:flex;flex-wrap:wrap;gap:16px 32px;margin-top:28px}
.insights-service-links a{min-height:44px;display:flex;align-items:center;color:var(--blue);text-underline-offset:4px}
.insights-article-visual{padding:36px 0 0}
.insights-article-visual figure{max-width:1040px;margin:0 auto}
.insights-article-visual figcaption{font-size:14px;line-height:1.7;padding:20px 24px;background:#f4f7fb;border:1px solid var(--line);border-top:0;color:#344760}
.insights-article-visual figcaption a{display:inline-block;min-height:44px;padding-top:10px;color:var(--blue);text-underline-offset:4px}
.insights-layout{display:grid;grid-template-columns:240px minmax(0,760px);gap:64px;justify-content:center;align-items:start}
.insights-toc{position:sticky;top:130px;border-top:2px solid var(--blue);padding-top:20px}
.insights-toc h2{font-size:24px;margin-bottom:14px}
.insights-toc ol{padding:0;margin:0;list-style:none}
.insights-toc li{border-bottom:1px solid var(--line)}
.insights-toc a{display:block;padding:10px 0;min-height:44px;font-size:14px;line-height:1.5;color:var(--blue);text-decoration:none}
.insights-toc a:hover{text-decoration:underline}
.insights-body{min-width:0;font-size:18px;line-height:1.8;color:var(--body)}
.insights-body p{margin:0 0 25px}
.insights-body h2{font-size:35px;line-height:1.2;margin:54px 0 23px;scroll-margin-top:130px}
.insights-body h3{font-size:26px;margin:32px 0 18px;scroll-margin-top:130px}
.insights-body ul,.insights-body ol{padding-left:24px;margin:22px 0 28px}
.insights-body li{padding-left:6px;margin-bottom:12px}
.insights-body a{color:var(--blue);text-underline-offset:4px;text-decoration-thickness:1px}
.insights-body strong{color:var(--navy)}
.insights-related .section-head{max-width:780px}
.insights-related .insights-grid:has(>.insights-card:only-child){grid-template-columns:minmax(0,760px)}
.insights-related .insights-grid:has(>.insights-card:only-child)>.insights-card{display:grid;grid-template-columns:.7fr 1fr}
.insights-related .insights-grid:has(>.insights-card:only-child)>.insights-card img{height:100%;aspect-ratio:auto}
@media(min-width:1021px) and (max-width:1100px){
 .site-header .header-inner{min-height:84px;flex-wrap:wrap;position:relative}
 .site-header .menu-toggle{display:flex;align-items:center;gap:16px;border:1px solid var(--line);padding:12px 15px;background:white;color:var(--navy);font-size:14px;min-height:46px}
 .site-header nav{display:none;width:100%;padding:12px 0 24px;flex-direction:column;gap:0;align-items:stretch}
 .site-header nav.open{display:flex}
 .site-header nav a{padding:14px 12px;border-bottom:1px solid var(--line);font-size:15px}
 .site-header nav .nav-cta{margin:14px 0 0}
}
@media(max-width:1020px){.insights-feature{gap:34px}.insights-feature h2{font-size:35px}.insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.insights-layout{grid-template-columns:1fr;gap:42px}.insights-toc{position:static}.insights-toc ol{columns:2;column-gap:32px}.insights-toc li{break-inside:avoid}.insights-topics{grid-template-columns:1fr}.insights-topic{max-width:760px}}
@media(max-width:700px){.insights-intro{padding:36px 0 40px}.insights-intro h1{font-size:38px}.insights-intro .lead{font-size:18px}.insights-breadcrumbs{font-size:12px;margin-bottom:23px}.insights-feature{grid-template-columns:1fr;gap:28px}.insights-feature h2{font-size:34px}.insights-grid{grid-template-columns:1fr}.insights-card-content{padding:24px}.insights-toc ol{columns:1}.insights-body{font-size:17px;line-height:1.8}.insights-body h2{font-size:30px;margin-top:42px}.insights-article-visual{padding-top:24px}.insights-article-visual figcaption{padding:17px;font-size:13px}.insights-layout{gap:34px}.insights-related .insights-grid:has(>.insights-card:only-child)>.insights-card{display:flex}.insights-related .insights-grid:has(>.insights-card:only-child)>.insights-card img{height:auto;aspect-ratio:5/3}}
@media(prefers-reduced-motion:reduce){.insights-card{transition:none}}

/* Stage 1 refinement: restrained editorial depth, within the approved brand. */
.insights-opening{position:relative;background:radial-gradient(ellipse at 72% 0%,#183c65 0,transparent 62%),#08224a;color:#eef4fb;padding:32px 0 52px;overflow:hidden}
.insights-opening:after{content:"";position:absolute;inset:auto 0 0;height:1px;background:linear-gradient(90deg,transparent,#8fafd1,transparent);pointer-events:none}
.insights-opening .wrap{position:relative;z-index:1}
.insights-opening .insights-breadcrumbs{color:#c6d8ee;margin-bottom:35px}
.insights-opening .insights-breadcrumbs a,.insights-opening .insights-meta a{color:#e7f1ff}
.insights-opening-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:48px;align-items:center}
.insights-opening-copy{min-width:0;padding:14px 0}
.insights-opening h1{font-size:clamp(38px,3.5vw,49px);line-height:1.15;color:#fff;margin:15px 0 24px;max-width:680px}
.insights-opening .lead{font-size:19px;line-height:1.7;color:#d6e3f4;margin:0;max-width:620px}
.insights-opening .eyebrow,.insights-opening .insights-kicker{color:#b7d0ed}
.insights-opening .insights-meta{color:#d7e3f2;margin-top:24px}
.insights-hero-photo{position:relative;margin:0;min-width:0;border:1px solid #55728f;box-shadow:0 22px 60px #030d224d;background:#102e50}
.insights-hero-photo img{display:block;width:100%;height:460px;object-fit:cover;object-position:60% center}
.insights-hero-photo figcaption{position:relative;padding:14px 18px;font-size:12px;line-height:1.6;color:#dce8f7;background:#0b294d;border-top:1px solid #55728f}
.insights-jump{display:inline-flex;gap:18px;align-items:center;min-height:48px;color:#fff;border-bottom:1px solid #8fafd1;font-size:15px;font-weight:700;margin-top:24px;text-decoration:none}
.insights-jump span{transition:transform .2s ease}
.insights-jump:hover span,.insights-jump:focus-visible span{transform:translateX(4px)}
.insights-hub-opening h1{font-size:clamp(52px,5vw,70px);margin:10px 0 18px}
.insights-hub-opening h1 span{color:#b7d0ed}
.insights-feature-copy{border-top:1px solid #577391;margin-top:28px;padding-top:22px}
.insights-feature-copy h2{font-size:29px;line-height:1.25;margin:8px 0 12px;max-width:520px}
.insights-feature-copy h2 a{color:#fff;text-decoration:none}
.insights-feature-copy h2 a:hover{text-decoration:underline;text-underline-offset:5px}
.insights-feature-copy .insights-meta{margin-top:12px}
.insights-feature-copy .insights-jump{margin-top:12px}
.insights-latest{background:linear-gradient(135deg,#edf3f9,#fff 75%)}
.insights-latest .insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.insights-card{box-shadow:0 8px 24px #08224a0a;border-color:#c8d6e5;transition:transform .2s ease,box-shadow .2s ease,border-color .2s ease}
.insights-card img{aspect-ratio:16/9;object-fit:cover;transition:transform .4s ease}
.insights-card:hover,.insights-card:focus-within{transform:translateY(-3px);border-color:#8fafd1;box-shadow:0 15px 35px #08224a14}
.insights-card-link span{transition:transform .2s ease}
.insights-card:hover .insights-card-link span,.insights-card:focus-within .insights-card-link span{transform:translateX(4px)}
.insights-card-content{padding:28px 30px}
.insights-topic-band{background:linear-gradient(125deg,#08224a,#12375c);color:#dce8f5;position:relative}
.insights-topic-band h2,.insights-topic-band h3{color:#fff}
.insights-topic-band .eyebrow{color:#b7d0ed}
.insights-topic-band .section-head p{color:#dce8f5}
.insights-topics{grid-template-columns:1fr;gap:0}
.insights-topic{border-top:1px solid #58728e;display:grid;grid-template-columns:70px 1fr;gap:24px;padding:25px 0;max-width:none}
.insights-topic-number{font-family:Oswald,Arial,sans-serif;font-size:30px;color:#b7d0ed}
.insights-topic h3{font-size:25px;margin:0 0 8px}
.insights-topic a{color:#dcecff;padding:4px 0;max-width:850px}
.insights-reading{background:linear-gradient(90deg,#f5f8fc,white 38%);padding-top:64px}
.insights-toc{background:#edf3fa;border:1px solid #cbd9e8;border-top:3px solid #013273;padding:24px 22px}
.insights-toc h2{font-size:23px;scroll-margin-top:130px}
.insights-toc a{font-size:13px}
.insights-body{font-size:18px;line-height:1.85}
.insights-body>p:first-child{font-size:20px;line-height:1.8;color:#08224a}
.insights-note{margin:30px 0 40px;padding:26px 28px;background:#edf3fa;border:1px solid #cbd9e8;border-left:4px solid #013273;font-size:17px;line-height:1.8}
.insights-note .insights-kicker{margin:0 0 10px}
.insights-note p:last-child{margin:0}
.insights-inline-diagram{margin:40px 0 48px;border:1px solid #c5d5e6;background:#f0f5fb}
.insights-diagram-label{display:flex;justify-content:space-between;flex-wrap:wrap;gap:8px;padding:16px 22px;border-bottom:1px solid #c5d5e6;align-items:center;font-size:12px;color:#3d5067}
.insights-inline-diagram img{display:block;width:100%;height:auto}
.insights-inline-diagram figcaption{font-size:14px;line-height:1.75;padding:20px 24px;background:white;border-top:1px solid #c5d5e6}
.insights-inline-diagram a{display:block;min-height:44px;padding-top:12px}
.insights-body ul{padding:22px 28px 12px 45px;background:#f4f7fb;border-top:1px solid #cbd9e8;border-bottom:1px solid #cbd9e8;font-size:17px}
.insights-next{background:linear-gradient(130deg,#e8f0f9,#f8fafc)}
.insights-next-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px;margin-top:35px}
.insights-next-grid>div{border-top:2px solid #8fafd1;padding-top:22px;min-width:0}
.insights-next-grid h3{font-size:27px;margin:10px 0 17px}
.insights-next-grid p{font-size:16px;line-height:1.75}
.insights-next-grid a,.insights-hub-routes a{display:inline-flex;min-height:44px;align-items:center;gap:10px;color:#013273;text-underline-offset:4px}
.insights-next-grid .insights-service-links{margin-top:10px;display:block}
.insights-next-grid .insights-service-links a{display:flex}
.insights-hub-routes{display:flex;flex-wrap:wrap;gap:12px 36px;margin-top:32px;padding-top:22px;border-top:1px solid #b7cadf}
.insights-related .insights-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
.insights-related .insights-grid:has(>.insights-card:only-child){grid-template-columns:minmax(0,1040px)}
.insights-related .insights-grid:has(>.insights-card:only-child)>.insights-card{grid-template-columns:.95fr 1fr}
.insights-opening a:focus-visible{outline:3px solid #c6dfff;outline-offset:5px}
@media(max-width:1100px){.insights-opening-grid{gap:30px}.insights-opening h1{font-size:38px}.insights-hub-opening h1{font-size:56px}.insights-hero-photo img{height:490px}.insights-next-grid{gap:24px}.insights-feature-copy h2{font-size:26px}}
@media(max-width:1020px){.insights-layout{gap:35px}.insights-toc ol{columns:2}.insights-reading{background:#fff}.insights-next-grid{grid-template-columns:1fr}.insights-next-grid>div{max-width:760px}.insights-hero-photo img{height:510px}}
@media(max-width:700px){.insights-opening{padding:24px 0 35px}.insights-opening .insights-breadcrumbs{margin-bottom:20px}.insights-opening-grid{grid-template-columns:1fr;gap:28px}.insights-opening-copy{padding:0}.insights-opening h1{font-size:37px}.insights-hub-opening h1{font-size:50px}.insights-opening .lead{font-size:18px}.insights-hero-photo img{height:auto;aspect-ratio:16/9;object-fit:cover}.insights-hero-photo{box-shadow:0 12px 26px #030d2226}.insights-hero-photo figcaption{padding:12px 14px}.insights-latest .insights-grid,.insights-related .insights-grid{grid-template-columns:1fr}.insights-card-content{padding:24px}.insights-topic{grid-template-columns:38px 1fr;gap:16px}.insights-topic-number{font-size:26px}.insights-reading{padding-top:36px}.insights-toc ol{columns:1}.insights-body{font-size:17px;line-height:1.8}.insights-body>p:first-child{font-size:18px}.insights-note{padding:20px;font-size:16px}.insights-body ul{font-size:16px;padding:20px 20px 8px 34px}.insights-inline-diagram figcaption{padding:16px;font-size:13px}.insights-diagram-label{padding:14px 16px}.insights-related .insights-grid:has(>.insights-card:only-child)>.insights-card img{height:auto;aspect-ratio:16/9}.insights-card:hover,.insights-card:focus-within{transform:none}}
@media(prefers-reduced-motion:reduce){.insights-card,.insights-card img,.insights-card-link span,.insights-jump span{transition:none!important}.insights-card:hover,.insights-card:focus-within,.insights-card:hover .insights-card-link span,.insights-card:focus-within .insights-card-link span,.insights-jump:hover span,.insights-jump:focus-visible span{transform:none}}
/* Six-article extension: new decision tables only; approved styles above remain intact. */
.insights-table-scroll{max-width:100%;overflow-x:auto;margin:28px 0;border:1px solid #c5d5e6;background:white;scrollbar-color:#6583a5 #edf3fa}
.insights-table-scroll:focus-visible{outline:3px solid #386ead;outline-offset:4px}
.insights-table-scroll table{width:100%;min-width:600px;border-collapse:collapse;font-size:15px;line-height:1.65}
.insights-table-scroll th,.insights-table-scroll td{padding:16px 18px;text-align:left;vertical-align:top;border-bottom:1px solid #d9e4ef}
.insights-table-scroll th{background:#edf3fa;color:#08224a;font-weight:700}
.insights-table-scroll tr:last-child td{border-bottom:0}